Consumer Finance Litigation and Compliance
Banks, lenders, and other financial services providers rely on King & Jurgens for both consumer financial services regulatory compliance advice and litigation defense. The firm regularly defends financial institutions in individual plaintiff and class action lawsuits involving claims under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, the Truth in Lending Act, and state unfair and deceptive acts and practices (UDAP) statutes. Firm attorneys have been successful in securing the dismissal of consumer claims and defeating class certification in numerous cases across the country. In addition, King & Jurgens attorneys have represented financial institutions in connection with government investigations involving consumer financial laws and have also defended companies in qui tam suits under the False Claims Act.
In addition to their litigation experience, King & Jurgens attorneys regularly provide regulatory and compliance advice to their financial institution clients. Firm attorneys have assisted banks, auto finance companies, and online lenders/FinTech companies in connection with a variety of financial products, including auto loans, personal loans, small dollar loans, credit cards, and mortgage loans. King & Jurgens attorneys have assisted clients in state licensing matters and have worked with state regulators on license applications and supervisory examinations. King & Jurgens attorneys have also worked with banks and other financial institutions in connection with compliance under the Bank Secrecy Act and anti-money laundering laws (BSA/AML).